Bad Credit

What stays on a credit report?

Bankruptcy

- 5 years starting on the day you became bankrupt, or

- 2 years starting on the day you were no longer bankrupt

Court judgment

- 5 years

Credit enquiry

- 5 years

Current consumer credit obligations

- 2 years (from the end of the consumer credit)

Debt agreement

- 5 years from the day the agreement was made

- 2 years from the day the agreement was terminated

Default

- 5 years

Financial hardship information

- 1 year

Repayment history

- 2 years

Serious credit infringement

- 7 years

Get in Contact

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Our Location

2/6 Droop Street
Footscray VIC 3011

Operating Hours

Mon - Fri: 9am - 5pm
Sat - Sun: Closed

Contact Us

0490 527 699