Lender Fees

AMP BANK

ESTABLISHMENT: $0
SETTLEMENT: $295
ANNUAL: $349 (with offset)

ANZ
ESTABLISHMENT: $0
SETTLEMENT: $0
ANNUAL: $120 ($10 monthly, with offset)

AUSWIDE BANK
ESTABLISHMENT: $300
SETTLEMENT: $100
ANNUAL: $395 (with offset)

BANK OF CHINA (VIC ONLY)
ESTABLISHMENT: $0
SETTLEMENT: $300 (estimate)
ANNUAL: $395

BANK OF MELBOURNE
ESTABLISHMENT: $0
SETTLEMENT: $100
ANNUAL: $395 (with offset)

BANK OF QUEENSLAND
ESTABLISHMENT: $0
SETTLEMENT: $150
ANNUAL: $120 ($10 monthly, with offset)

BANK OF SYDNEY
ESTABLISHMENT: $0
SETTLEMENT: $200 + $250 Solicitor
ANNUAL: $125 (with offset)

BANK SA
ESTABLISHMENT: $0
SETTLEMENT: $100
ANNUAL: $395 (with offset)

BANKWEST
ESTABLISHMENT: $0
SETTLEMENT: $250
ANNUAL: $395 or $120 ($10 monthly, with offset)

BENDIGO AND ADELAIDE BANK
ESTABLISHMENT: $0
SETTLEMENT: $0
ANNUAL: $180 ($15 monthly, with offset)

BETTER CHOICE (specialist)
ESTABLISHMENT: $330
SETTLEMENT: $395
ANNUAL: $0
RISK FEE: 0.50% - 1.50% of the loan amount (>75% LVR)

BLUESTONE (specialist)
ESTABLISHMENT: $990
SETTLEMENT: $120 + $400 Legal + $350 Title protection
ANNUAL: $180 ($15 monthly, with offset)
RISK FEE: $0 (0.50 - 1.50% of the loan amount)

BRIGHTEN
ESTABLISHMENT: $0
SETTLEMENT: $330

VALUATION: $300 (estimate)

SOLICITOR: $300
ANNUAL: $180 ($15 monthly, with offset)

COMMONWEALTH BANK
ESTABLISHMENT: $0
SETTLEMENT: $200
ANNUAL: $395 (with offset)

FIRSTMAC
ESTABLISHMENT: $300
SETTLEMENT: $300

VALUATION: $300 (estimate)

SOLICITOR: $300
ANNUAL: $0 (with offset)

GREAT SOUTHERN BANK
ESTABLISHMENT: $600
SETTLEMENT: $235
ANNUAL: $0 (with offset)

HERITAGE BANK
ESTABLISHMENT: $0
SETTLEMENT: $210
ANNUAL: $350 (with offset)

HSBC
ESTABLISHMENT: $0
SETTLEMENT: $150
VALUATION: $300 (estimate)
ANNUAL: $390 (with offset)

IMB BANK
ESTABLISHMENT: $449
SETTLEMENT: $350

VALUATION: $300 (estimate)
ANNUAL: $0 ($6 monthly for fixed loans)

ING
ESTABLISHMENT: $0
SETTLEMENT: $350
ANNUAL: $299 (with offset)

LA TROBE (specialist)
ESTABLISHMENT: $0
SETTLEMENT: $300
SOLICITOR: $450
VALUATION: $300 (estimate)
ANNUAL: $180 ($15 monthly)
RISK FEE: 0.75% - 1.75% (of loan amount)

LIBERTY (specialist)
ESTABLISHMENT: $995
SETTLEMENT: $0 + $350 Title protection + $330 Valuation
ANNUAL: $180 ($15 monthly)
RISK FEE: 0.50% - 1.50% of the loan amount

MACQUARIE BANK
ESTABLISHMENT: $0
SETTLEMENT: $350
ANNUAL: $248 (with offset)

ME BANK
ESTABLISHMENT: $0
SETTLEMENT: $250
ANNUAL: $395 (with offset)

MYSTATE BANK
ESTABLISHMENT: $0 - $600
SETTLEMENT: $350 ($450 with offset)
ANNUAL: $96 ($8 monthly)

NAB
ESTABLISHMENT: $0
SETTLEMENT: $0
ANNUAL: $96 ($8 monthly, with offset)

PEPPER MONEY (specialist)
ESTABLISHMENT: $599 - $995
SETTLEMENT: $400
SOLICITOR: $350
VALUATION: $300 (estimate)
ANNUAL: $180 ($15 monthly)
RISK FEE: 0.35% - 1.50% (of loan amount)

ORDE FINANCIAL (specialist)
ESTABLISHMENT: $330
SETTLEMENT: $550
ANNUAL: $0
RISK FEE: 0.50% - 1.75% on the loan amount

QUDOS BANK
ESTABLISHMENT: $0
SETTLEMENT: $275
ANNUAL: $199 (with offset)

RESIMAC
ESTABLISHMENT: $0
SETTLEMENT: $299
ANNUAL: $299 (with offset)

RESIMAC (specialist)
ESTABLISHMENT: $330
SETTLEMENT: $599 - $949
ANNUAL: $0
RISK FEE: 1.00% - 2.00% on the loan amount (>80% LVR)

ST GEORGE BANK
ESTABLISHMENT: $0
SETTLEMENT: $100
ANNUAL: $395 (with offset)

SUNCORP BANK
ESTABLISHMENT: $0
SETTLEMENT: $0
ANNUAL: $0 (with offset)

TEACHERS MUTUAL BANK
ESTABLISHMENT: $600
SETTLEMENT: $0
ANNUAL: $300 (with offset)

UBANK
ESTABLISHMENT: $0
SETTLEMENT: $250
ANNUAL: $250 (with offset)

VIRGIN MONEY
ESTABLISHMENT: $300
SETTLEMENT: $150
ANNUAL: $120 ($10 monthly, with offset)

WESTPAC
ESTABLISHMENT: $0
SETTLEMENT: $0
ANNUAL: $395 (with offset)

MA MONEY
ESTABLISHMENT: $500
VALUATION: $330
SETTLEMENT: $400
ANNUAL: $120 ($10 monthly, with offset)

MA MONEY (specialist)
ESTABLISHMENT: $599-$899
VALUATION: $330
SETTLEMENT: $400
ANNUAL: $120 ($10 monthly, with offset)
RISK FEE: 0.50% - 1.50% on the loan amount (>$3m in lending)