Participating Lenders

Housing Australia has authorised a panel of Participating Lenders to offer the Home Guarantee Scheme (HGS) to home buyers.

HGS applications can only be made with a Participating Lender or their authorised representative (a mortgage broker). Housing Australia does not accept HGS applications or provide personal financial advice. 

Home buyers (and those advising them) should consider consulting a Participating Lender and seek independent financial and legal advice about whether a particular home loan or property, and the terms of the HGS suit personal circumstances and objectives. 

Before entering into a home loan agreement, home buyers should consider talking with their lender (or broker) about the potential implications of changing interest rates or house prices on individual circumstances. 

Lenders in green font are lenders we have access to from our panel of lenders.

Major Bank Lenders

• COMMONWEALTH BANK

• NAB

• WESTPAC

• BANK OF MELBOURNE

• ST GEORGE BANK

• BANK SA
  
  

Non-Major Lenders

• AUSTRALIA MILITARY BANK

• AUSTRALIAN MUTUAL BANK

• AUSWIDE BANK

• BANK AUSTRALIA

• BANKFIRST

• BANK OF HERITAGE ISLE

• BANK OF US

• BENDIGO BANK

• BEYOND BANK AUSTRALIA

• BORDER BANK

• COMMUNITY FIRST BANK

• CREDIT UNION SA

• DEFENCE BANK

• FIREFIGHTERS MUTUAL BANK

• G&C MUTUAL BANK

• GATEWAY BANK

• GREAT SOUTHERN BANK

• HEALTH PROFESSIONALS BANK

• INDIGENOUS BUSINESS AUSTRALIA

• ILLAWARA CREDIT UNION

• IMB BANK

• MORTGAGEPORT

• MYSTATE BANK

• NEWCASTLE PERMANENT

• PEOPLE'S CHOICE

• POLICE BANK

• QBANK

• QUEENSLAND COUNTRY BANK

• REGIONAL AUSTRALIA BANK

• TEACHERS MUTUAL BANK

• THE MUTUAL BANK

• UNIBANK

• UNITY BANK

• BANKWAW